RCMA Employee Benefit Plan Information

Group Term Life & AD&D

• Group Term Life and AD&D Insurance Benefit Summary
• Life Insurance Product Comparison

Major Medical Insurance

• Insurance vs No Insurance Cost Comparison
• Cigna Open Access Preferred Plan
• Cigna Open Access Standard Plan
• Cigna Open Access Value Plan
• Major Medical Comparison Of All Three Plan Options
• More information on Wal-mart's $4 Generic drug program (Wal-mart's Web Site)
• Prescription Drugs Explanation
• Instructions for Purchasing Diabetic Supplies
• Cigna's online member tool
• Cigna's Healthy Rewards
• Major Medical Insurance Frequently Asked Questions
• Vision Product Comparison

Vision Insurance

• Vision Insurance Benefit Summary
• Vision Product Comparison
• Vision in Network Physicians

Dental Insurance

• Cigna's Dental Care (DHMO) Plan
• CIGNA Dental DPPO Basic Plan
• CIGNA Dental DPPO Plus Plan
• Dental Comparison Of All Three Plan Options

Short Term Disability Insurance

• Short Term Disability Insurance Benefit Summary

Family Term Life Insurance

• Family Term Life Insurance Benefit Summary
• Life Insurance Product Comparison

Critical Illness Insurance

• Critical Illness Insurance Benefit Summary

403B

• 403B Thrift Plan Benefit Summary
• Plan Summary
• Investment Options and Online Instructions
• Charter School Match

RCMA provided benefits (No cost to the employee)

• Employee Assistance Program (EAP)
• Long Term Disability Insurance

Information, Laws, Statutes and Regulations concerning your rights to benefits

• ERISA
• COBRA
• Your Rights and responsibilities regarding Health Insurance
• COBRA Subsidy and Temporary Extension Act of 2010.
• Frequently Asked Questions about Employee Benefit Plans
• Definitions of Terms